Alcohol Rehab & Drug Rehab Insurance

Drug rehab and alcohol rehab provide treatment for individuals that suffer from addictions and substance abuse problems and have great potential to save lives. Addiction is a vicious cycle of drug abuse and alcohol addiction, and untreated, it can lead to untimely death, legal issues and numerous other problems in one's life. It is estimated that roughly 22 million people in the United States suffer from drug addiction and alcohol addiction, however the majority of these people do not receive the treatment necessary to recover from their conditions. Treatment can be costly, and unfortunately only about 4 million people actually end up going to rehab due to the lack of finances needed to cover payment. But as attitudes toward addiction have changed over the years, so have the policies regarding rehab insurance.

Alcoholism and drug addiction are considered by medical professionals to be diseases and mental health conditions that can be treated with recovery programs. In the past, drug and alcohol addiction were viewed as personal issues that should be handled by the individual with the substance abuse problem. Studies have shown that drug rehab and alcohol rehab can effectively treat these conditions and help save lives. By receiving treatment, addicts can effectively deal with their own personal issues that may be responsible for their substance abuse problems and learn the necessary tools that can be used in order to stay committed to their recovery. Addiction is not something that can be solved by exercising strong personal will power. It is a disease, and although it is incurable, it is treatable. Even if a person abstains from drugs or alcohol by their own accord, this does not necessarily mean that they are in recovery. Being a "dry drunk" can mean that you don't drink alcohol, but you have not properly dealt with the underlying issues that brought you to your addiction.

Drug addiction insurance and alcohol addiction rehab insurance are available for certain people, and it all might depend on their particular insurance policy. Not every company offers drug rehab insurance, but as we learn more about the nature of addiction as a disease, many insurance agencies are beginning to offer better coverage for treatment. Inpatient treatment at a rehab facility typically costs more than outpatient treatment. Although it is usually regarded as being much more effective in recovery, outpatient programs can also be helpful for individuals suffering from addiction. Some insurance policies may cover outpatient programs but will not offer coverage for inpatient rehab. In addition, sometimes insurance policies will offer partial coverage for treatment but not cover patients for the full cost.

Another thing to be considered about drug rehab insurance or alcohol addiction rehab insurance is how long the substance abuse problem has been occurring. Since addiction is now considered a disease, some insurance agencies may not cover rehab if it is a pre-existing condition. If an individual has a long history of alcoholism or drug addiction, they may not be covered as well as people with relatively newer addictions. However, this is not always the case and being unsure of your insurance policy should not prevent you from receiving the proper treatment needed in order to get better. Insurance agencies do offer coverage for a range of different addictions, and the best thing to do in plans of going to treatment is research what your own agency offers and what other types of coverage are out there.